Privacy Policy

1. Information We Collect

We may collect the following types of information:

Personal Information

• Name
• Email address
• Account login details

Financial & Portfolio Data

• Investment holdings you input
• Portfolio allocations and preferences
• Performance and analytics data

Technical Data

• IP address
• Device type
• Browser type
• Usage data (how you interact with the platform)

2. How We Use Your Information

We use your information to:

• Provide and operate the Investment Architect platform
• Generate portfolio analysis and insights
• Improve our services and user experience
• Communicate with you (account updates, reports, support)
• Process subscriptions and payments

We do not sell your personal information.

3. Data Storage & Security

Your data may be stored and processed using third-party services, including:

• Cloud hosting platforms (e.g. Replit)
• Database providers (e.g. Supabase)
• Payment processors (e.g. Stripe)

These services may store data outside of New Zealand.

We take reasonable steps to protect your data from loss, misuse, and unauthorised access.

4. Sharing Your Information

We only share your information with:

• Service providers necessary to operate the platform
• Legal authorities if required by law

We do not share your data for marketing by third parties.

5. Your Rights (NZ Privacy Act 2020)

You have the right to:

• Access the personal data we hold about you
• Request correction of your data
• Request deletion of your data

To make a request, contact us at: info@investment-architect.com

6. Cookies & Tracking

We may use cookies and analytics tools (e.g. Google Analytics) to:

• Understand user behaviour
• Improve performance and features

You can disable cookies in your browser settings.

7. Data Retention

We retain your data only as long as necessary to:

• Provide our services
• Meet legal obligations

You may request deletion of your account at any time.

8. International Data Transfers

Because we use global service providers, your data may be transferred and stored outside New Zealand. By using our platform, you consent to this.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated date.

10. Contact Us

If you have any questions about this Privacy Policy or your data, contact:

• Email: info@investment-architect.com
• Company: Investment Architect