Terms & Conditions

1. Use of Service

Investment Architect provides portfolio analysis, insights, and general investment information.

You agree to use the platform for lawful purposes only.

2. No Financial Advice

Investment Architect does not provide financial advice.

All information provided is:

• General in nature
• For educational and informational purposes only

We do not consider your personal financial situation, goals, or needs.

You are solely responsible for any investment decisions you make.

3. No Guarantees

We make no guarantees regarding:

• Investment performance
• Accuracy of data or projections
• Future results

Past performance does not indicate future performance.

4. User Accounts

You are responsible for:

• Keeping your login details secure
• All activity under your account

We may suspend or terminate accounts for misuse.

5. Payments & Subscriptions

• Subscription fees are billed as stated (e.g. monthly)
• Payments are processed via third-party providers (e.g. Stripe)
• You may cancel your subscription at any time

Unless required by law, fees are non-refundable.

6. Limitation of Liability

To the maximum extent permitted by law:

Investment Architect is not liable for:

• Any financial loss
• Investment losses
• Indirect or consequential damages

Your use of the platform is at your own risk.

7. Intellectual Property

All content, branding, and software are owned by Investment Architect.

You may not copy, reproduce, or distribute content without permission.

8. Privacy

Your use of the platform is also governed by our Privacy Policy.

9. Changes to Terms

We may update these Terms at any time. Continued use of the platform means you accept any changes.

10. Governing Law

These Terms are governed by the laws of New Zealand.

11. Contact

• Email: info@investment-architect.com
• Company: Investment Architect